Do I need an LLC or business entity to qualify for hard money financing?

Yes. All properties must be titled under a commercial entity like an LLC or corporation to comply with asset-based underwriting guidelines. If you do not have an active LLC yet, we can evaluate your deal while you register your entity.

What types of real estate investment deals do you fund?

We fund fix-and-flip purchases, buy-and-hold rental investments, bridge loans, short-term debt refinancing, and ground-up construction or completion loans. Financing is asset-backed and assessed on project viability rather than conventional bank checklists.

What are your loan approval criteria and lending limits?

Approvals focus strictly on property value, After-Repair Value (ARV), project scope, and equity with no arbitrary minimum or maximum loan limits. Each deal receives personal review within 36 hours without automated algorithmic rejections.

How quickly can an investment property loan close?

Closings routinely take place within 7 to 14 business days once appraisal, clear title, and requested documentation are provided. Streamlined asset underwriting eliminates traditional bank bureaucracy and red tape.

What geographic areas do you lend in?

We are based in Southwest Florida—regularly serving Charlotte, Lee, Collier, Sarasota, and Manatee counties, plus Tampa, Orlando, and Miami—with lending capabilities for qualified investment properties nationwide.

Asset-Based Lending

Financing for Your Next Real Estate Opportunity — With Zero Red Tape

Tell us about your investment property and financing needs. Start with the details of your deal, and we’ll contact you directly about next steps.

Tell Us About Your Deal A straightforward first step. A real conversation about your project.

Qualification Notice: Property must be titled in an LLC or Corp to meet the lender’s requirements.

Real Estate Lending Made Simple

Common-Sense Lending We look at the property, the numbers, and the deal—not just a checklist.
Simple Paperwork No unnecessary red tape. We’ll tell you what we need and keep the process straightforward.
Flexible Property Options We consider residential, commercial, and land loans. Land loans have different lending requirements.
Construction & Rehab Loans Planning to build or renovate? We’ll need a scope of work and a property valuation to review your project.
Real People. Straight Answers. Every deal gets an individual review, with a practical approach and no automated rejections.

Have a property in mind? Let's talk and see what we can do.

Streamlined Process

How It Works

Our inquiry process is designed to be clear, transparent, and respectful of your project timeline.

1. Share Your Deal

Provide your contact information, property details, and financing needs in our 3-step form.

2. Discuss Your Scenario

We’ll contact you directly to review project metrics, timeline, and terms.

3. Provide Requested Documents

If moving forward, we’ll explain the application and exact documentation needed to fund.

Tell Us About Your Deal

Step 1 of 3

1. Contact & Entity

2. Property & Deal

3. Financials & Terms

Borrower & Entity Information

Tell us how to reach you and how your borrowing entity is set up.

Full Name * Please enter your full name.

Email Address * Please provide a valid email address.

Phone Number * Please enter a valid phone number.

Do you have an LLC for this transaction? * Please select your LLC status.

Need an LLC? Visit the LLC formation website

Does your LLC have an EIN? * Please select your EIN status.

Don’t have an EIN yet? Visit the official IRS EIN page

Investing Experience * Please select your experience level.

Property & Deal Details

Provide the property address, investment strategy, and project scope.

Transaction Type * Please choose a transaction type.

Investment Strategy * Please select an investment strategy.

Ground-Up Construction Readiness

Current Stage of Construction * Please select construction stage.

Do you already own the land? * Please select land status.

Floor Plans Status * Please select floor plan status.

Building Permits Status * Please select permit status.

Street Address * Please provide the property street address.

City * Please enter the property city.

State * Please select the state.

ZIP Code * Please enter a valid postal ZIP code.

Property Type * Please select the property type.

Funding Timeline * Please select your desired timeline.

Target Closing Date Optional

Financials & Loan Request

Provide project numbers and review acknowledgment to submit.

Purchase Price or Current Value *

Purchase price or current estimated value. Please provide a valid dollar amount.

Requested Loan Amount *

Please provide a valid loan amount.

Estimated Rehab / Construction Budget

If applicable.

Estimated After-Repair Value (ARV)

Estimated value post-renovation.

Additional Deal Details / Comments Optional

I understand this inquiry is for investment-property financing, not a primary residence, and the property must be titled in an LLC to meet the lender’s requirements. *

You must confirm this inquiry is for investment-property financing titled in an LLC.

Submitting this form does not guarantee loan approval or funding. Please do not include Social Security numbers, bank account information, or sensitive documents.